Caribbean Microfinance Alliance

JN Small Business Loans Limited

Institution Contact Details
Name of Institution JN Small Business Loans Limited
Postal Address 32 1/2 Duke Street, Kingston
Country Jamaica
Telephone 1-876-948-7454-5
Fax 1-876-948-7452
Email JNSBLINFO@JNSBL.COM
Website Address WWW.JNSBL.COM
Skype
Contact Persons Gillian Hyde - General Manager
Thelma Young - Deputy General Manager
Category Of Membership Application Microfinance Provider
General Institutional Information
Current Legal Status Incorporate; Limited Liability Company
Objectives To provide micro and small loans to clients who traditionally would not have been able to access funding from traditional banking sources.
Brief History JN Small Business Loans Limited (JNSBL) is a wholly owned subsidiary of Jamaica National Building Society (JNBS). JNSBL believes fully in the spirit and innovativeness of Jamaicans and is committed to delivering affordable credit in a timely manner to assist entrepreneurs who have limited access to credit from traditional banking sources to achieve their potential.

Using the most modern and cutting edge technology, as well as best practices, to promote accessibility and efficiency, JNSBL has, since the year 2000, transformed the lives of thousands of Jamaicans by driving the creation and maintenance of thousands of jobs through the disbursement of loans valued and millions of dollars. JNSBL recognises the importance of small and micro entrepreneurs to the Jamaican economy and offers a range of products and services through its 27 locations across the island to position micro and small business owners to expand their operations; increase income and improve the quality of their lives, while supporting the development of Jamaica. Our products include easy-to-access micro and small business loans, personal loans and motor vehicle financing that allows entrepreneurs to expand their ventures, enhance their lives and develop the communities in which they operate.

JNSBL maintains strong partnerships with government agencies and multilateral funds, as well as local private sector institutions and continues to expand its outreach by using targeted communication tools and strategies to improve the flow of information about its products and services and the availability of affordable financing. At JNSBL, all clients can expect to be treated with respect and dignity and we strive to provide the most flexible solutions to meet their needs. JNSBL believes in Jamaica and is here to support the entrepreneurial venture of Jamaicans!
Ownership Jamaica National Building Society
Microfinance Operations JNSBL extends loans of between J$30,000 to J$5M
Main Funding Sources Government Agencies and Private Institutions
Main Challenges Access to:
- Low cost funding
- Clients challenged by access to requisite collateral
Other Networks

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We are the voice for the Caribbean Microfinance industry