Caribbean Microfinance Alliance

First Heritage Co-operative Credit Union Limited


Kadian Dyke, Manager - Micro & Small Business Loans
Institution Contact Details
Name of Institution First Heritage Co-operative Credit Union Limited
Postal Address Head Office: 8-10 Eureka Road, Kingston 5
Country Jamaica
Telephone 876-929-5142/6412/0544
Fax 876-926-2683
Email Kadian.Dyke@fhccu.com
Website Address www.fhccu.com
Skype N/A
Contact Persons Norman Thompson - Snr. Manager, Retail & Customer Service
Sophia Richardson - Manager, Micro & Small Business Loans
Category Of Membership Application Microfinance Provider
General Institutional Information
Current Legal Status Co-operative
Objectives Under God's guidance, First Heritage Co-operative Credit union Limited is committed to the encouragement of thrift among its members, offering the widest range of quality financial service through prudent practices and a highly efficient and motivated staff and ensuring competitive returns to members
Brief History As the island's second largest credit union, in terms of the number of members, the organization offers a comprehensive range of financial services including savings and investment accounts, loans, insurance packages and a pension fund. The Credit Union has as its bond all church members and their relatives island wide.
Ownership The owners of the Credit union are its members where each member has the democratic right to vote on the operations of the organization.
Microfinance Operations There are three Micro & Small Business Centres, operated at Shop 5 Central Plaza, Mandeville, Manchester; Shop 5 Bargain Village Plaza, May Pen Clarendon and 21 Union Street, Montego Bay, St. James. These Centres operate as business units of CCCU.
Main Funding Sources Internal and external Funds
Main Challenges None
Other Networks Jamaica Co-operative Credit Union League

We represent the interests of our members and their clients

We are the voice for the Caribbean Microfinance industry